Pensions and Retirement Planning
Once you reach the stage where you're considering your retirement income, expert financial advice becomes even more important. Many of the choices you make at this time will affect your lifestyle so you need to make sure they're right.
It's essential that you review your pension situation regularly. We can advise you with taking steps to make it more certain that your pension pot will be able to achieve the income you want when you retire.
Options are varied and can be tailored to your circumstances.
Advice on taking benefits from pension schemes
We are experienced in providing advice on the many options available when taking benefits from pension schemes, including:
- Annuity Purchase
- Pension Fund Withdrawal (Flexible Drawdown)
- Phased Retirement
- Pension Lump Sum Investment/Portfolio Planning
- Capped Drawdown review
- Impaired Life/Enhanced/Smoker Rate Annuities
- Investment Linked Annuities
- ISA Investment
- Income Producing Investments
The value of your investment or pension can fall as well as rise and you may not get back the original amount invested.
The levels, bases and reliefs from taxation are subject to the individual circumstances of the investor and may be subject to future change.
A PENSION IS A LONG TERM INVESTMENT THE FUND VALUE MAY FLUCTUATE AND CAN GO DOWN. YOUR EVENTUAL INCOME MAY DEPEND UPON THE SIZE OF THE FUND AT RETIREMENT, FUTURE INTEREST RATES AND TAX LEGISLATION.